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Care4 life insurance

Many of us will never have considered death planning, but did you know...

With Care4 life insurance, a cash lump sum on death is payable to your estate. The money can be spent in any way, maybe as an investment for your loved ones or to act as a funeral insurance to cover funeral expenses.

Death planning is something that many of us may not have considered but did you know...

  • Between 2004 and 2011, the average cost of a funeral in the UK rose from just under £2,000 to just over £3,000 - an increase of about 60%*
  • The additional costs of flowers, memorial stones, announcements, catering at a wake etc., have spiralled to an average of £7,248*

*Source: Sun Life Direct's Cost of Dying Report 2011

Things to know about Care4:

  • Choose from either £5,000, £10,000 or £20,000 benefit level
  • Individual and couple cover available
  • Subject to the terms of the insurance, the benefit is payable to your estate after your death
  • Anyone aged 18-69, who normally resides in the United Kingdom, can apply for cover
  • Premiums are based on the level of cover you choose and the age of the oldest person to be insured
  • Premiums increase with age and are based on the age of the oldest person insured
  • The sum insured is paid tax-free under current legislation

Care4 Life insurance premiums

Age band Monthly premium payable by direct debit
£5,000 benefit level £10,000 benefit level £20,000 benefit level
Individual Couple Individual Couple Individual Couple
18 - 40 £2.00 £4.00 £2.70 £5.40 £4.40 £8.80
41 - 45 £2.10 £4.20 £2.85 £5.70 £4.80 £9.60
46 - 50 £2.40 £4.80 £3.20 £6.40 £5.60 £11.20
51 - 55 £2.80 £5.60 £4.00 £8.00 £7.20 £14.40
56 - 60 £3.60 £7.20 £5.60 £11.20 £10.10 £20.20
61 - 65 £4.50 £9.00 £7.60 £15.20 £13.80 £27.60
66 - 69 £6.60 £13.20 £11.60 £23.20 £21.80 £43.60

Cover is available for anyone from the age of 18. Couple premiums are based on the age of the oldest adult to be insured. Cover ceases on the premium due date following your 70th birthday.

To apply today call 0800 622 552 and be reassured in knowing that you have done all you can to help.

Let Care4 life insurance help towards saving your loved ones from financial pressures and worries. Request an application form today or call 0800 622 552.

Find out more

Call our Helpdesk team today on 0800 622 552

What our customers say

Health cash plan
"I've used this service four times in the last year. The last call was for my wife; we called at 7am and a doctor called back within 25 minutes. The problem was addressed over an hour before our local surgery even opened. Unless I need to see my GP in person, I would use this facility every time from now on."
BHSF policyholder
Health cash plan
"I go to the osteopath every two months to help with the damage done to my back. The benefits are enormous. My back pain has gone, and I can now see to the side without having to turn around. With each session costing £42, my health cash plan is helping me maintain a major improvement in my physical wellbeing."
BHSF policyholder
Care4
"Care4 has provided me with the reassurance that if the inevitable happens, my family will have the financial support they need. It will be an emotional time, and it doesn't need to be made any more difficult by worries of where the money will come from to pay for the funeral."
BHSF policyholder
Network Benefits
"This year my car insurance quote increased significantly, so I decided to look around to find a better deal. With Network Benefits I was able to get a quote that was £100 cheaper than my renewal and would reduce my excess by £430 - the service was quick and effective. I would recommend it to anyone."
Network Benefits member

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Awards

Health cash plan provider of the year 2016
Investment Life and Pensions Awards
Investment Life and Pensions Awards - Commended in the Best Health Cash Plan Provider category
Midlands Business Awards
Winner of Midlands Corporate Commitment to the Community Award at the Midlands Business Awards
Birmingham chamber of commerce
Mike Tresham, Operations Manager, BHSF - Winner of the Future Face of Business Award at the Birmingham Chamber Bicentenary Awards
Birmingham chamber of commerce
Joint winner of the award for Excellence in Contributing to the Community
Very important benefits award 2016
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