Cancer cover

Financial support that helps cover the cost of cancer

cancer cover

While cancer can be unpredictable, our insurance isn’t – providing employees with financial stability during times of uncertainty.

Cancer can seriously affect employees’ physical, mental and financial wellbeing. Research from cancer charity – Macmillan, shows that 30% of people with cancer experience a loss in income*. Our cover gives employees up to £20,000** (following a malignant cancer diagnosis) to help them cope with the cost of cancer.

They have the freedom to use the money how they want to. It could be used to cover lost wages, pay for increased medical or travel costs, or go on the trip of a lifetime. Employers don’t need a big wellbeing budget to introduce this benefit. Our Plan4Life cancer cover is employee-funded. All the employer needs to do is set up some simple admin, and let us take care of everything else.

Employees can opt in to the cover that’s right for them, and the premium is taken from their monthly salary via payroll deduction.

We don’t ask employees to complete a medical exam, and we don’t look at their family history either – even if there’s a history of cancer. We’ll cover anyone aged between 16 and 68 at the time of application, as long as they’re a resident of the UK. Our premiums are the same for everyone, no matter what their age is.

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Smokers receive 50% of all cash sums.

*Cancer’s hidden price tag report, 2013.
**Based on Platinum cover, non-smoker.

For full terms, conditions and exclusions of the policy, please see the policy details. No advice has been given by BHSF in relation to the sale of this product. All benefits payable are subject to BHSF policy terms – you can request a copy of these by getting in touch via the email and telephone number in the ‘Want to know more’ box.

Want to know more?

Make a positive impact on the health and wellbeing of your employees. We’d love to talk to you about our cancer cover. You can get in touch with us on email: or over the phone on: 0800 622 552.