# BHSF

> BHSF is a regulated UK health insurance and employee wellbeing provider, founded in 1873 and authorised by the Financial Conduct Authority and Prudential Regulation Authority. BHSF offers health cash plans, employee assistance programmes, cancer insurance, personal accident insurance, income protection and employee benefits to businesses and individuals across the United Kingdom.

BHSF Group Limited is registered in England and Wales (04767689). Registered office: 14th Floor, 54 Hagley Road, Birmingham, B16 8PE.

Key facts:
- BHSF is a profit-for-good organisation — surplus is reinvested rather than distributed to shareholders
- Products are available to businesses (10+ employees) and individuals
- Over 5,000 companies supported across the UK
- Rated 4.8 out of 5 on Trustpilot from over 8,000 reviews
- BHSF Limited is regulated by both the FCA and PRA; BHSF Employee Benefits Limited is regulated by the FCA

## Business products

- [Health & Wellbeing Plan for Employees](https://www.bhsf.co.uk/business/health-plans): Health cash plan for businesses with 10 or more employees. Covers dental, optical, physiotherapy, skin cancer screening and more. From £4 per employee per month.
- [Employee Assistance Programmes (EAP)](https://www.bhsf.co.uk/business/employee-assistance-programmes): Confidential 24/7 employee support covering mental health, stress, financial and legal concerns. Three tiers available: Core, Comprehensive and Wellbeing.
- [Personal Accident Insurance for Employees](https://www.bhsf.co.uk/business/employee-insurance/personal-accident-insurance): Employee-funded lump sum insurance covering accidents at work, at home and abroad. From £3.72 per month.
- [Cancer Insurance for Employees](https://www.bhsf.co.uk/business/employee-insurance/cancer-insurance): Employee-funded lump sum on cancer diagnosis. Includes 24/7 GP helpline. From £6.93 per month.
- [Income Protection Insurance for Employees](https://www.bhsf.co.uk/business/employee-insurance/income-protection-insurance): Employee-funded monthly benefit of up to £2,000 if unable to work due to illness or accident. From £6.96 per month.
- [Employee Benefits](https://www.bhsf.co.uk/business/employee-benefits): Suite of workplace benefits including GP helpline, online retail discounts, wellbeing strategy development, gym discounts and legal advice helpline.

## Personal products

- [Personal Health Cash Plans](https://www.bhsf.co.uk/personal/health-cash-plans): Money back on everyday healthcare including dental, optical, physiotherapy and diagnostics. Children covered free. From £9.63 per month.
- [Personal Cancer Insurance](https://www.bhsf.co.uk/personal/cancer-insurance): Lump sum on cancer diagnosis to cover treatment, lost wages or travel. Five levels of cover from £4.33 per month. Available to UK residents aged 18 to 74.
- [Personal Accident Insurance](https://www.bhsf.co.uk/personal/personal-accident-insurance): Lump sum of up to £500,000 following an injury. Children included automatically. From £3.96 per month.

## Company information

- [About BHSF](https://www.bhsf.co.uk/about): Company history, purpose, leadership team and annual reports.
- [Corporate Responsibility](https://www.bhsf.co.uk/about/corporate-responsibility): BHSF's profit-for-good model and community commitments.
- [Regulations](https://www.bhsf.co.uk/helpful-resources/regulations): FCA and PRA regulatory details and registration information.
- [Contact](https://www.bhsf.co.uk/contact): Phone (0121 454 3601) and email (helpdesk@bhsf.co.uk). Lines open Monday to Friday, 9:00 to 17:00.

## News & Insights

- [News & Insights](https://www.bhsf.co.uk/news-insights): Articles, opinion pieces and reports on workplace wellbeing, employee health and HR topics.

## Optional

- [Customer Care](https://www.bhsf.co.uk/helpful-resources/customer-care): How to make a complaint or get support.
- [Accessibility](https://www.bhsf.co.uk/helpful-resources/accessibility): Accessibility statement and assistive technology guidance.
- [Privacy Policy](https://www.bhsf.co.uk/helpful-resources/privacy): How BHSF handles personal data.
- [Trustpilot reviews](https://uk.trustpilot.com/review/www.bhsf.co.uk): Independent customer reviews.