Cancer cover

Financial support that helps cover the cost of cancer

cancer cover

You might not have thought about how a cancer diagnosis could affect you financially.

The reality is you could have to take time off work, and trips to and from the hospital can mean spending more on travel too. Our cancer cover offers you financial protection, so there’s one less thing to worry about.

Cancer can be unpredictable, but our cover isn’t. Our Plan4Life policy pays you a cash sum of up to £25,000* if you’re diagnosed with malignant cancer.

There’s no right or wrong way to use this money – it’s yours to spend how you want. You could use it to substitute a loss in income, or go away on the trip of a lifetime.

Stats now show that one in two people born after 1960 will experience some form of cancer in their lifetime.** None of us want to think about it, but we should.

We’ve got varying levels of cover, so you can pick the option that’s right for you. We’ll set you up on a direct debit and the money will automatically be taken from your bank account each month.

The monthly premiums depend on your age, and we’ll provide cover for everyone aged 18 to 64 years inclusive at the time of application. The policy will terminate upon your 75th birthday. You must also be a resident of the UK.

You don’t need a medical exam and we don’t look at your family history – even if you’ve got a history of cancer. It won’t affect your monthly premium either.

We’ve got you covered, from just £4.33 per month.***

Want to know more?

Check out our prices.

Or click here to see more product information.

If you’re a smoker, you’ll receive 50% of all cash sums.

*Based on Platinum cover and non-smoker status.
**Cancer Research UK, www.cancerresearchuk.org/health-professional/cancer-statistics/risk/lifetime-risk [accessed April 2019].
***Based on Bronze cover, age band 18-34.  Insurance Premium Tax is included.

No advice has been given by BHSF in relation to the sale of this product. For full terms, conditions and exclusions of the policy, please see the policy details. All benefits payable are subject to BHSF policy terms – you can request a copy of these via email: enquiries@bhsf.co.uk or telephone: 0800 622 552.

Apply online

Make a decision today that future you will thank. It’s quick and easy to apply online for our cancer cover. Just click on the button below and you’ll be taken through to our online application form. 

Don’t want to apply online? No problem! Give us a call on 0800 622 552 and we’ll be happy to help. 

Apply online

Plan4Life Cancer Cover benefits table

There are five levels of cover to choose from – you can decide which one is best for you.

Payment is taken by monthly direct debit and the level of benefit payable varies depending on the type of cancer and the level of cover you choose. If you’re a smoker, the payments you can claim are half those shown in the benefit table below. The maximum age the applicant can be at the time of application is 64.

Premiums increase with age (in line with the above premium table), and the new rate is taken on the first payment date after the birthday in the new age band.

For full terms, conditions and exclusions, please see the policy details. Category A benefit is payable once only during the life of the policy. Category B benefit is payable four times during the life of the policy.

Plan4Life Cancer Cover benefits table

There are five levels of cover to choose from – you can decide which one is best for you.

Payment is taken by monthly direct debit and the level of benefit payable varies depending on the type of cancer and the level of cover you choose. If you’re a smoker, the payments you can claim are half those shown in the benefit table below. The maximum age the applicant can be at the time of application is 64.

For full terms, conditions and exclusions, please see the policy details. Premiums increase with age (in line with the premium table), and the new rate is taken on the first payment date after the birthday in the new age band.

To see our benefits table, click here.

Category A benefit is payable once only during the life of the policy. Category B benefit is payable four times during the life of the policy.