Page header - The BHSF Times

Sickness epidemic in the UK

Employers can help financially protect employees when off sick by offering sick pay insurance.


16 million employees suffer financial hardship when off sick*
Man with his head in his hands

* Taken from statistics in BHSF's 'A high wire with no safety net' report and the Office for National Statistics UK Labour Report - April 2017.

Money in a jar

BHSF has undertaken extensive research looking at how employees will fare should they be unable to work through long-term injury or sickness.

The results, published in our short guide 'Sickness epidemic in the UK', make extremely uncomfortable reading.


Around 16 million employees may be unable to pay their household bills for more than 6 to 8 weeks.

And half of the UK workforce have no sick pay provision beyond the statutory minimum, forcing many back to work when they are not ready to return.

It’s a 'sickness epidemic' that employers need to address.


Piggy bank and calculator

The Pay4Sure Cure

Sick pay insurance

Are you aware that you can offer your employees a simple sick pay insurance scheme at low cost to them and no cost to you?

BHSF's Pay4Sure is a sickness and injury benefit that bridges the statutory pay gap by paying employees who are off for more than 30 consecutive calendar days an income for up to 6 months.

  • Provides a substitute income if an employee finds themselves unable to work due to long-term illness or injury
  • Gives employees immediate access to a telephone helpline and GP consultation service
  • Demonstrates a duty of care
  • Provides employees with peace of mind, allowing them to focus on getting better
  • Helps foster good relationships with your employees

Monthly premiums start from as little as £10.41, paid simply through payroll deduction. Terms and conditions apply.


Help ease your employees' financial worries during times of illness or injury.


or call 0800 622 552 for more information


Download the full report

Please fill in the form for your free download

I understand that my personal information will be used in accordance with the General Data Protection Regulations by BHSF Employee Benefits Limited (and relevant BHSF Group companies) and by other companies who may provide a service under this insurance. This information may also be used for the efficient administration of the insurance, to monitor and continue to improve these services, and for the detection and prevention of fraud.