Life insurance for employees

Providing families with financial security after the loss of a loved one.

Secure their families, assure peace of mind.

Our life insurance provides financial support for an employee's family if they were to pass away.

It won't cost you a penny.

Our life insurance policy is employee-funded. Set up some simple admin, and we'll take care of the rest.

Many levels of cover to choose from.

Employees choose the most suitable cover for them, with prices starting from £2.70 per month.

Supporting families, their way.

Offer true support with life cover, covering essentials like funeral costs and living expenses.

What's included?

Protect your employees and their loved ones

Our life cover will pay the employee's family a significant lump sum in the event of their death, which they can use however they need to.

How it works

It wouldn't cost your business a penny

Employees fund the policy themselves, you simply provide access.
Employees can choose their most suitable cover and payments are taken directly from their monthly salary, via payroll deduction.


Employees pay as little as £2.70 per month¹

Affordable monthly premiums starting from £2.70 per month¹ and will differ based on the benefit level chosen - £5,000, £10,000 or £20,000, with individual and couple plans available.

To view all the different options available, please feel free to get in touch with us.

Get a quote

Important Information


Cover is not available for anyone under the age of 18. No upper age limit applies as long as the employee remains in employment with the employer through whom the insurance has been arranged. The employee must be a resident of the UK. Cover ceases when the employee leaves their employment.

Don't just consider life insurance

Taking out life insurance isn't for everyone. By providing your employees with a few insurance options to choose from, they can select the options that are better suited for them:

Income Protection Insurance

Provide your employees with a substitute income if they find themselves unable to work due to long term illness or injury.

Learn more

Cancer Insurance

Compensate your employees with a significant lump sum to help them cope with the cost of having cancer.

Learn more

Frequently asked questions


Need to know

No advice has been given by BHSF in relation to the sale of this product. All benefits payable are subject to BHSF policy details. For full terms, conditions and exclusions of the policy, please see the policy details – you can request a copy of these by getting in touch via the email and telephone number in the ‘Want to know more’ box.

¹Based off Care4Life insurance plan - £5,000 benefit individual level cover

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Provide financial security for your employees' loved ones. Get a life insurance quote; contact us.

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