Start your self-care journey today with simple, affordable products for a worry-free you.

Powerful protection, without breaking the bank.

With a variety of products to choose from, you can rest easy with financial protection.

Safeguard your family's future, together.

Protect your loved ones with solutions that ease financial worries and prioritise their wellbeing, even in challenging times.

Money back on your everyday expenses.

From dental and optical care to mental health support, we've got you covered.


Health Cash Plan

Make everyday healthcare affordable with our cash plan

  • Our plan bites back at dental costs with cover for check-ups, treatments, dentures and more.
  • Don't let blurry vision cost you. Get cash back on glasses, contacts, and even laser surgery with our cash plan.
  • Invest in feeling your best. Get affordable coverage on physiotherapy, chiropractic, and more.
  • Healthy feet, happy you. Consultations, assessments, and treatments.
Find out more

Life Insurance

Invest in their tomorrow. Protect your loved ones with a life insurance plan.

  • Choose from various cover levels, starting from just £2¹ a month.
  • Protect yourself with Individual Cover or secure your future together with Couple Cover.
  • Securing your legacy with guaranteed coverage until your 70th birthday.
  • Life insurance options for up to £20,000² coverage.
Find out more

Personal Accident Insurance

Unexpected injuries? Our personal accident plan secures your financial wellbeing, so you can heal with peace of mind.

  • Get a financial lifeline of up to £500,000³ to see you through your recovery
  • Enjoy the convenience of automatic direct debit payments
  • Covering a range of injuries from fractures to permanent disability
  • Monthly premiums start from as low as £3.96⁴.
Find out more

Cancer Insurance

Prepare for the unexpected. Secure your fight with cancer cover.

  • Receive a substantial cash payment of up to £25,000⁵ to ease the financial burden.
  • Use your coverage for what matters most - family, specialised care, even a dream.
  • Affordable options starting from £4.33⁶ a month. Choose your ideal cover.
  • Instant access to our GP Helpline, private prescription service and personal nurse advisor service.
Find out more


Our affordable plans give you the care you deserve, from head to toe.

We offer affordable, flexible plans that cover you for a wide range of healthcare needs.

Driven by impact, not profit, we invest in your wellbeing.

As a not-for-profit organisation, our focus is your wellbeing, not making a profit.

Over 150 years of trusted solutions, lasting impact.

Delivering excellence for generations since 1873.

80% of claims processed in 24 hours

Need to know

¹Individual life insurance cover, age band 18-40, £5,000 benefit level

²Individual/Couple life insurance cover, £20,000 benefit level

³Permanent and incurable paralysis of all four limbs, gold cover

⁴Individual Personal Accident Bronze Cover

⁵Category A, Diamond Cover

⁶Individual Bronze Cover for those aged between 18 and 34

We work for you, not for shareholders.

Take control of your financial future, physical health, and mental wellbeing with products that are simple to use, easy to understand, and won't break the bank.

Get in touch