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UK nursery & early years workforce

Nursery & Early Years Staff Health Cash Plans

A health cash plan can help to both attract and retain qualified early years and nursery staff. It's an additional benefit that gives your team money back on everyday healthcare such as dental and optical costs. From as little as £4 per month^.

Staff retention remains a significant challenge for early years workforce

Nurseries continues to face significant recruitment and retention challenges.1

70%

of nursery providers reported they did not have enough staff to operate at maximum capacity.2

93%

of nurseries say they need more qualified practitioners.2

57%

of nursery and pre-school staff were considering leaving the early years sector.3

Helping nurseries attract, retain and support great people

When qualified talent is scarce, employee benefits can help position your nursery as an employer of choice.

Benefits that matter most to nursery staff

A health cash plan provides a low-cost practical support for everyday healthcare costs, helping nursery teams look after their wellbeing without worrying about unexpected expenses.

1
100% cashback up the policy limit

Optical cover

Nursery employees spend significant amounts of time completing observations, assessments and digital learning journals, often using screens throughout the day. Optical benefits help your early years workforce claim 100% money back (up to the policy limits) towards things like:

  • Eye tests
  • Prescription glasses
  • Contact lenses
2
100% cashback up the policy limit

Dental cover

Dental costs can be a financial burden for many nursery workers. Dental cover enables your early years staff to claim 100% cash back (up to the policy limit) towards routine and preventative treatments, supporting both their health and finances.

3
100% cashback up the policy limit

Physiotherapy & musculoskeletal support

Working in childcare can be physically demanding. Nursery practitioners regularly:

  • Lift and carry children
  • Work at floor level
  • Spend long periods standing

Access to physiotherapy can help employees address aches, pains and musculoskeletal issues before they become longer-term problems.

We also have a digital physiotherapy tool that gives your team fast access to a physiotherapist. Conditions can be assessed in minutes and 90% reporting reduced pain within one week3

4
Mental health support services and GP

Mental wellbeing support and GP 24/7 access

Early years employees play a vital role in supporting children's development while balancing the demands of busy nursery environments.

Benefits such as an Employee Assistance Programme (EAP) can provide valuable support when staff need it most.

24/7 access to a GP means nursery workers can get advice without having to take time out to attend in-person meetings, and can help them get treatment sooner.

5
Reimbursements for diagnostics

Unlock faster diagnoses and get reimbursement towards treatments

Nursery staff wellbeing is the top priority which is why you also get all of these benefits:

  • Claim back some or all costs of private diagnostic consultations.
  • Access essential diagnostic scans including MRI, CT and PET for faster clarity on injuries or conditions.
  • Reach quicker diagnoses and move into treatment sooner.
  • Receive a lump sum payment per night for staying in hospital or per day for day‑case surgery, helping ease financial pressure during recovery.

Benefits for childcare staff from as little as £4 per month

Our Health & Wellbeing Plan offers a range of nursery staff benefits to help attract and retain nursery workers.

For nurseries with 10 or more employees, our base level starts from just £4 per employee per month^. We also offer rates for smaller nurseries with 3 to 9 nursery staff which you can learn more about here.

Not in the Early Years and Nursery sector? Explore our Corporate Health Plans for all businesses.

Get a quote for your nursery workers

Why get started with BHSF

Flexible funding options

Choose employer‑paid, employee‑paid or hybrid options for your nursery.

Simple implementation

Quick to implement, with ready‑made communications and a dedicated team to help you make your nursery teams aware of the benefits to them.

Scalable cover levels

A range of cover options with upgrade flexibility, helping to meet your budgets whilst allowing your early years staff to upgrade to the level that works best for them and their family.

Reduce nursery staff burnout

With easy access to care including an online GP service and an EAP (Employee Assistance Programme) you can help your nursery staff where it matters.

Support a not-for-profit

Proudly improving lives since 1873, we’re a not-for-profit (profit-for-good) provider, so your needs come first, every time.

Supporting over 5000+ companies

We're proud to work with a vast number of companies across the UK who are looking to support their employees.

Frequently Asked Questions (FAQs)

Running a nursery isn't small. Get some additional support with a health cash plan

Because even the smallest teams need big support, we'll talk you through the variety of Health & Wellbeing options we have so you can decide which health plan works best for your workforce.

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Sources and need to know

^ Based on base level cover with 10+ employees