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Provide your employees with convenient digital access to essential services like dental, optical, physiotherapy, and skin cancer screening, along with 100% cashback up to the cash limit on routine healthcare costs. Starting from £4 per employee per month*
A business health cash plan is designed to help employees gain cashback on their everyday healthcare needs. It is a way businesses can promote health and wellbeing, helping employees to take care of themselves without worrying about it affecting them financially.
A business health cash plan can help businesses to reduce absenteeism, improve productivity and retain valuable employees.
Small Businesses Health & Wellbeing Plan
Designed for startups and small teams
Learn more
Corporate Health & Wellbeing Plan
Starting from £4 per employee per month*
View more details*based on the employer funding base level of cover with 10+ employees
Tailored Health & Wellbeing Plan
Custom plans designed for large businesses
View more details
Each month, your company or your employees contribute a regular amount to the business health plan. This payment might be deducted from their salary, funded by the company or it could be a contribution you make as the employer with additional employee top-ups. This premium is what secures their access to their benefits.
When your employees need routine healthcare services like a dental check-up, new glasses from the optician, or even treatment from a physiotherapist or chiropractor, they simply visit their preferred practitioner. They pay for the service directly at the time of their appointment, just as they normally would.
After their appointment and once they’ve paid, the employee submits the receipt to us via the online claims portal.
We process the claim and reimburse 100% of the cost (up to the cash limit) directly to the employee.
With our employee Health & Wellbeing Plan, your staff get 100% cashback on their 12 everyday healthcare needs. Even better, children are covered at no additional cost (age limits apply).
Dental treatments such as routine check-ups, fillings, hygienist visits and other general dental care costs.
Help with the cost of dental examinations and treatment to teeth and gums following an accident.
Treatments like eye tests, prescription glasses, prescription sunglasses and prescription contact lenses.
Covering physiotherapy, osteopathy, chiropractic and acupuncture.
Treatments such as homeopathy, reflexology, Bowen and Alexander Technique, hypnotherapy, reiki, Indian head massage and sports massage.
Chiropody and Podiatry treatment for foot care, including consultations and procedures carried out by a registered practitioner.
Contributions towards health assessments or screenings to help detect potential health issues early.
Reimbursing employees for NHS and private prescription costs up the cash limits.
Cashback for vaccinations, including the seasonal flu jabs and other preventative immunisations.
Specialist consultations recommended by a GP to investigate health concerns.
Removing ear wax build up.
Contributing towards the costs of scans such as MRIs, CT scans, and PET scans.
As part of our employee health plans, we also offer a variety of digital preventative benefits so that employees can access support from the comfort of their own home.
With our physiotherapy tool, employees can assess their condition in minutes. A physiotherapist will create a plan designed to help aid recovery, with video how-tos that help aid recovery. 90% of users report less pain within 1 week1.
1. Phio Engage data, provided by EQL January 2025
With our digital dentistry tool, your employees will have on-demand support from UK dentists, a symptom checker and supporting self-care resources.
With 1 in 4 men and 1 in 5 women developing a form of skin cancer at least once in their lifetime in the UK2 it’s important to give your employees access to a skin cancer screening app that can help them to track their moles and identify if they need to seek further advice from a GP.
Our online eye screening tool provides instant access to a comprehensive online eye test, that checks vision, astigmatism, visual field and contrast sensitivity, colour vision and depth perception.
We provide fast, accessible health and wellbeing support to help employees get the care they need whenever they need it with our 24/7 GP service offering confidential medical advice, diagnosis and electronic prescriptions.
A confidential 24/7 helpline connecting employees with qualified counsellors for emotional, personal or work‑related challenges. Empower your employees with constant access to vital support, alleviating the need to take time off work for appointments.
With our business health cash plan you can enhance your workplace health and wellbeing benefits with a wide range of gym discounts designed to support both physical and mental wellbeing. Access to exclusive savings on fitness memberships, wellness products and health‑related services.
Our health cash plans for businesses also offer online savings. Giving discounts from top UK retailers covering high street shopping, leisure, travel, dining and attractions. Employees can also gain additional savings through reloadable gift cards for everyday purchases.
There is a difference between a company health plan and company health insurance.
A business health cash plan helps employees claim cashback on their everyday health costs such as dental, optical and physiotherapy costs. It is typically seen as affordable employee health benefits - a low-cost preventative perk for employees. Company health insurance is PMI (Private Medical Insurance) which covers unexpected and serious medical events. This can include surgeries, hospital stays and cancer care. PMI is typically seen as comprehensive clinical protection and comes with a much higher cost to the employer.
Small Businesses Health & Wellbeing Plan
Designed for startups and small teams
Learn moreCorporate Health & Wellbeing Plan
Starting from £4 per employee per month*
View more details*based on the employer funding base level of cover with 10+ employees
Tailored Health & Wellbeing Plan
Custom plans designed for large businesses
View more detailsKatie Compton, HR Project Officer - Reward & Benefits at University Of Birmingham
“We confidently promote the BHSF Health Cash Plan as a salary‑deductible staff benefit available to all employees. BHSF is an established and trusted name in Birmingham, offering a practical way for our workforce to spread the cost of everyday health‑related expenses.
The cash plan is straightforward for members to access and understand, and equally simple for us to administer. The BHSF team is consistently friendly, responsive, and supportive, which makes the partnership feel effortless. The newer digital tools introduced in recent years have been especially well received. They give employees quicker access to health solutions and diagnostics that they might otherwise wait significantly longer for through the NHS, and staff are often pleasantly surprised by the breadth of these features…”
Dedicated health support for the logistics sector
Keep your operations moving with health plans built for the road and the warehouse. We support the unique lifestyles of drivers and logistics teams to ensure a reliable, road-ready workforce.
Health solutions for a physically demanding industry
Protect your most critical machinery - your people. We provide proactive intervention for shop floor operatives and machine handlers to keep your production lines moving.
We’ll talk you through the variety of Health & Wellbeing options we have so you can decide which health plan works best for your business.
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