Personal accident insurance

If you need to take time off work to heal after an accident, we'll provide a substantial lump sum payment up to £500,000¹ to help you weather the financial storm. Focus on getting better, knowing your expenses are covered.

You will be instantly protected from the date your Personal Accident Insurance starts. Direct debit takes away the hassle of your monthly repayments.

• Fracture(s) from broken arms, legs, wrists, ankles and more
• Loss of the senses. Covering hearing loss and sight
• Permanent Disability. Which lasts for at least 52 consecutive weeks and will likely cause permanent inability to work.

Plus a whole lot more.

• War/civil commotion/terrorism
• Misuse of drugs and alcohol/suicide/attempted suicide/self-inflicted injury
• Dangerous activities including racing, snowboarding, skiing, diving, mountaineering and white water rafting, etc.
• Illness not related to an injury
• Currently unavailable due to active military service or extended leave outside the UK (over 3 months).

Full breakdown of coverage here.

We offer three levels of cover and the option to add your family with monthly premiums starting from as low as £3.96² (including insurance premium tax). Remember, eligibility requires UK residency and you must be 16 or over when you apply.

For individual cover, it's just you, but good news for parents: your kids are automatically included!

Extend the protection to your partner, as well as your little ones with our family cover. All children are covered until they hit the big 1-8, or if they stay in full-time education and live with you, their safety net extends until they're 23.