The guinea pigs have arrived, find out why
For start-ups and small teams, every person counts. From just £7 per employee, per month for businesses with 3–9 employees^, this plan offers fast, easy-to-access support to keep your people well and your business moving. Cut the impact of absence and give your team valuable benefits.
Small teams feel the weight of absence more acutely. We help you bridge the gap between "getting by" and "thriving" by providing healthcare that removes the barriers to staff being present and productive.
days is the average absence per employee per year which is increasing year-on-year.2
Employers lose on average £120 per day in profit from sickness absences, which are at a 15-year high.3
Replacing an employee lost to ill-health costs employers over £11,000 including recruitment and onboarding costs3
Crafting a comprehensive benefits package for your small business can be a cost-effective way to increase employee engagement and retention4. It also helps to improve productivity. A small investment can go a long way.
Employee benefits are increasingly important for small businesses. An SME health plan can help you compete for talent, reduce sick days and support employee wellbeing4 with 24/7 virtual GP access and an Employee Assistance Programme (EAP), giving staff confidential access to trained counsellors when they need help.
A small business health plan is an insurance policy that gives your employees financial support for everyday healthcare costs. They can get cash back for things like dental work, glasses, scans, and hospital stays.
Starting from £7 per employee per month^, it's a cost-effective alternative to a costly PMI (Private Medical Insurance) where prices can average between £35–£110 per employee per month1.
Small businesses and start-ups often struggle to compete with corporate salaries. We bridge that gap by giving your team perks like dental, optical, and diagnostic cover. It’s a tangible way to show you value your staff, helping you attract and keep the best talent without the cost of PMI (Private Medical Insurance).
Digital tools to support with everyday health concerns that can cause downtime for your small business. Your small growing team can get access to:
Online Discounts: something every small business employee can benefit from, savings! We offer discounts to a range of online discounts, from Just Eat vouchers to restaurants, grocery shopping and holidays.
Gym Discounts: Your employees benefit from discounted gym membership rates, encouraging them to focus on their personal wellbeing and giving them another reason to stay at your small but mighty business.
Employees feeling valued aids productivity and retention, but going the extra mile and taking care of their family speaks volumes. With our SME health plan you could cover employees' children at no extra cost up to the age limits set out in the policy. This can help to alleviate days off with childcare which can cause added pressures to small businesses.
As a small business owner, you can find yourself being HR, IT and Finance. So the last thing you need is added paperwork and complexity. With a BHSF SME health plan you have minimal paperwork, an easy setup and a team assigned to support you throughout your experience with us.
Our small business health plans offer employer‑paid, employee‑paid and hybrid funding options, making it easier to manage costs while still supporting your employees.
Health cash plans are potentially a non-taxable benefit for SMEs. You can learn more by looking into P11D and Benefits In Kind (BIK).
Our team understands the unique challenges start-ups and micro businesses.
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