Business health plans

Each month, your company or your employees contribute a regular amount to the employee health plan. This payment might be deducted from their salary, funded by the company or it could be a contribution you make as the employer with additional employee top-ups. This premium is what secures their access to the health plan’s benefits.

When your employees need routine healthcare services – like a dental check-up, new glasses from the optician, or even treatment from a physiotherapist or chiropractor – they simply visit their preferred practitioner. They pay for the service directly at the time of their appointment, just as they normally would.

After their appointment and once they’ve paid, the employee receives a receipt. They then submit this receipt to us via an online claims portal.

Once the claim is processed by us, the employee is reimbursed 100% of the cost they paid (up to their cash limit). This money is sent directly back to your employee, helping them manage their health expenses and making those essential treatments more affordable.

Many organisations choose business health plans because they offer real value without the cost or complexity of private medical insurance. They help employees cover everyday healthcare costs — like dental, optical and physio — while showing a genuine commitment to corporate wellbeing.

They’re a great way to boost retention too. When people feel supported with practical employee health benefits, they’re more likely to stay engaged and stay with you longer.

Health & wellbeing plans also scale well. Whether you're a growing team or a large organisation, you can tailor company health plan options and compare levels of cover to create the right workplace wellbeing plan for your needs.